but I've never had it happen or know anyone that it has happened to. I woke up yesterday morning and logged onto my local bank account. There was a deposit of 215,000.00 (and change) showing being made the evening before. There was no hold on the money all funds were available. I never made this deposit! I called the bank and the lady said she'd try to figure it out and call me back. About 45 minutes later the money was gone, no trace of a deposit and I never heard back from the bank. I bet someone was in BIG trouble....can you imagine if someone withdrew the money? There was no hold on it, the lady on the phone even commented on that....weird.